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Investment Risk Strategy Quiz

This quiz helps you identify how much risk you are willing to accept.

The answer to each question has a point value, and the total is tabulated to arrive at a total score. The total score determines the Investment Profile Option suitable to your personal situation, investment experience and risk tolerance.


 Instructions

After completing the short questionnaire, click the Results button to view your score and risk profile.

Time Horizon and Attitude Toward Losses

Question 1

How many years will you have to achieve your financial goals?

Question 2

When faced with a major financial decision, are you more concerned about the possible losses or the possible gains?


Risk Tolerance

Question 3

Investments can go up and down in value, and experts often say you should be prepared to weather a downturn. By how much could the total value of your investments go down before you would begin to feel uncomfortable?

Question 4

You have been given $1,000 to invest in two possible outcomes which one would you choose?

 A sure gain of $500 (1)
A 50% chance to gain another $1,000 and a 50% chance of losing it all (5)

Risk Tolerance

Question 5

Compared to others, how would you rate your willingness to take financial risks?


Other Investments

Question 6

You (or your spouse) may have other pensions or investments that will supply a security base for your retirement. Select the approximate value of those other investments.


Quiz Results

Quiz not completed yet.  

Investment Profile Options

Select profile: 

 
 

Guaranteed Interest


If there are changes in your financial circumstances, you may consider reviewing your investment risk strategy.


 Choose your risk level

Select the investment strategy based on your total score.

Your investment risk strategy is made up of your choice of seven categories of investments.

The pie charts show you how these categories are combined to form an investment plan for each risk strategy.

6-9 points GUARANTEED INTEREST

You are close to retirement or your primary concern is the security of your investment.

10-13 points SAFETY STRATEGY (CONSERVATIVE)

You may be approaching retirement or simply prefer to take less risk. Security is your most important concern.

14-17 points BALANCED STRATEGY (MODERATE)

You want a balance between growth and security. You will accept a small amount of risk in order to have the potential for higher returns over time.

18-21 points MID-LIFE STRATEGY (ACCUMULATOR)

You are prepared to take some risk to maximize your returns. Safety is still an important strategy but potential growth is becoming more important.

22-24 points STABLE STRATEGY (STABLE GROWTH)

You want a balance between growth and security. You will accept some risk in order to have the potential for higher returns over time.

25-27 points GROWTH STRATEGY (GROWTH)

You plan to be invested for a very long time and are willing to accept additional risk and volatility in exchange for potentially higher returns.

28-30 points MAXIMUM GROWTH STRATEGY (AGGRESSIVE)

You plan to be invested for a very long time and are willing to accept additional risk and volatility in exchange for potentially higher returns.

Consider the results of this quiz to assist you when selecting your investment strategy.