Investor Profile

Purpose

Use to determine the most appropriate asset allocation for your investments based on your time horizon and risk tolerance.

Background

Answer each of the eight questions and RetireWare will suggest one of the following five profiles: Security, Income, Balance, Growth or Aggressive. You can then compare your existing portfolio to your preferred asset allocation.

RetireWare

Steps

Selecting the Risk Profile Questionnaire

  1. On the Review menu, click Investor Profile
  2. Answer each question in the questionnaire, then click the View Questionnaire Results button
  3. The results will provide you an asset allocation profile based on your risk tolerance and time horizon

Notes

Asset Allocation Percentages of Five Investment Profiles

Profile Security Income Balanced Growth Aggressive
Cash 25% 15% 10% 5% 0%
Fixed Income 65% 55% 35% 25% 10%
Canadian Equity 10% 20% 35% 40% 60%
U.S. Equity 0% 10% 15% 25% 20%
International Equity 0% 0% 5% 5% 10%

Notes

With the information on your risk profile you can complete Asset Mix for Projections to decide whether to use the profiles, the existing allocation or custom allocations as a basis for comparison against your existing portfolio. The selected asset allocation basis is also applied to determine the rates of return on your portfolio for the long-term projection of assets.

Related Topics

Investor Profile Questionnaire
Asset Mix for Projections
PDF Worksheets