This tool and its use is not intended to constitute investment advice; users should always consult with a qualified professional before considering any investment.
These calculations are for illustration purposes only and are intended to provide information on the proposed financial strategy. Although every effort has been made to ensure its accuracy, Equisoft Inc. and Island Heritage Insurance Company, Ltd. will not be liable for any damages arising from its use or misuse. These projections are based on assumptions that may not hold true in the future. Expected rates of returns and annual volatility are based on historical performance and for illustration purposes only. These expected rates of returns do not take into account sales, redemption, distribution, optional charges or income taxes payable by any security holder that would have reduced returns. As a result, returns and returns-based data are highly theoretical.
Principal value and investment return of stocks, mutual funds, GIFs and variable annuity/life products will fluctuate, and an investor's shares/units when redeemed will likely be worth more or less than the original investment. Stocks and mutual funds are not insured, may lose value, and are not guaranteed by a bank or other financial institution. Their values change frequently and past performance may not be repeated. Investors will pay management fees and expenses, may pay commissions, trailing commissions and guaranteed fees. If you have any questions, please talk to your advisor.
This tool is for planning purposes only and cannot predict future outcomes or requirements. It should be used as a starting point for investment and planning decisions. You should review your financial situation regularly and revise your strategy to address changing circumstances and objectives. This is not intended nor should it be considered to be advice or solicitation by Equisoft Inc. and Island Heritage Insurance Company, Ltd. to buy or sell investment funds, a particular security or class of securities, or any other investments or products. None of Equisoft Inc., Island Heritage Insurance Company, Ltd. are licensed or registered as an investment advisor nor do they provide investment advice or recommendations.
Equisoft Inc. (the "Company") has developed the software products herein and associated calculation models. Calculations, projections and results are provided for general illustrative purposes only and are not warranted to be accurate or complete. Results presented are based on the information provided and certain assumptions used in the calculation model described in part in the documentation.